Personal Loan — funds for life's big moments

₹50,000 to ₹5 lakh from our partner lenders. No collateral, minimal paperwork, and a Finzoop advisor who calls you back within 15 minutes.

₹50K – ₹5LLoan amount
6 – 48 monthsTenure
From 10.49%*Interest p.a.
24 – 72 hrsTypical disbursal

Who is eligible?

  • Indian resident aged 21 to 58 years
  • Salaried with a monthly income of ₹20,000 or more, or self-employed with 2 years in business
  • Active bank account and a mobile number in your name
  • PAN and Aadhaar available for the lender's KYC (we never ask for them on this website)

Documents the lender will ask for

  • PAN card and Aadhaar (masked)
  • Last 3 months' salary slips or ITR for self-employed
  • Last 6 months' bank statement
*Indicative. The lender decides your final rate (typically 10.49% – 24% p.a.), processing fee (up to 3%) and approval based on your profile. Finzoop is a distributor and does not lend or set terms. Full disclosure text pending legal review.
Try the EMI calculator Check how much you can borrow

How it works

Tell us what you need

Amount, tenure and a few details about you. Two minutes, no documents.

We call you back

A Finzoop advisor confirms your requirement and matches you to the right partner lender.

Lender verifies & approves

You complete KYC and documents directly with the lender's secure process.

Money in your account

Most partners disburse within 24 to 72 hours of approval.

Personal loan FAQs

No. Sharing your details with Finzoop is not a credit enquiry. Only when you proceed with a lender does the lender run a credit check, with your consent.

No. Finzoop is free for borrowers. We are paid by partner lenders when a loan is disbursed. The lender's processing fee, if any, is disclosed by the lender before you sign.

Typically 24 to 72 hours after the lender approves your application and completes KYC. Pre-approved profiles can be faster.

Most partner lenders allow prepayment after a lock-in period; charges vary by lender and are disclosed in the sanction letter.

We use your details only to call you about this request and, with your consent, to share them with the partner lender you choose. See our Privacy Policy. You can ask us to delete your data at any time.

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