Payday Loan — bridge the gap to your next salary

₹5,000 to ₹50,000 for salaried professionals, repaid with your next one to three salaries. Same-day decisions from partner lenders.

₹5K – ₹50KLoan amount

1 – 3 monthsTenure

Same day*Decision

SalariedWho it is for

Who is eligible?

Salaried Indian resident aged 21 to 55 years
Net monthly salary of ₹15,000 or more, credited to a bank account
At least 3 months with your current employer
PAN, Aadhaar and salary slip available for the lender's KYC (not collected on this website)

Is a payday loan right for you?

It is a short, small loan for a genuine cash gap, such as a medical bill or a deposit, when you know your salary is days away. Costs are higher than a personal loan because the amount is small and the time is short, so borrow only what you need and repay on the due date.

*Subject to the lender's verification. Payday loans carry higher annualised costs (lender interest and fees are disclosed before you sign). Late payment adds charges and affects your credit score. Finzoop is a distributor and does not lend. Full disclosure text pending legal review.

See what a repayment looks like Need more or longer? See Personal Loan

How it works

Tell us the amount

₹5,000 to ₹50,000 and when your next salary lands.

We call you back

A Finzoop advisor confirms the details and connects you to a partner lender.

Quick verification

The lender checks your salary credit and KYC digitally.

Repay on salary day

One to three instalments; repay early to save on interest where the lender allows.

Payday loan FAQs

The lender charges interest for the days you borrow plus a processing fee, all disclosed before you sign. Because the loan is short, the annualised rate is higher than a personal loan; always compare the rupee cost.

Payday loans are for salaried borrowers. If you are self-employed, a personal loan is usually the better fit.

Tell the lender before the due date; some allow a short extension for a fee. Missing payments adds charges and is reported to credit bureaus, so borrow only what your next salary covers.